Preferred Pricing

With AGF Gold Label, qualified investors can access a broad range of AGF investment options, at a lower cost.

 

 

Overview

Qualified investors can access a broad range of AGF investment options, at a lower cost. Investors simply place or maintain a minimum of $100,000 per fund in each account or $250,000 in aggregate when combining household assets from family members residing at the same address into Gold Label Program.

Management fees (for Series Q and W) as well as service fees (for Series Q only) within the AGF Gold Label program will be taken out directly from client accounts and documented in client statements. For AGF Gold Label clients, AGF pays the operating expenses, custody and other administration-related costs (except brokerage commissions, counterparty fees, IRC fees or other extraordinary items.

Benefits

  • Easily accessible - Preferred pricing at low introductory minimums with the ability to qualify through household account aggregation.
  • Greater fee transparency – Fees charged to client accounts*are disclosed on statements.
  • Growth Rewards - Tiered management fees that offer further reductions at $250,000, $500,000, $1 million and $3 million asset levels.
  • Wide Selection - A broad range of investment solutions, including corporate class options, are available across 43 mutual funds and portfolios

How Gold Label can help you grow your assets over the time

Fee Savings with Gold Label after One-Year Based on a $250,000 Investment

For illustrative purposes only. Assumptions: Regular Fund MER is equal to 2.25% based on the average Series A equity fund MER (Source: Morningstar), Gold Label Management fee takes into account the entry level fee ($200,000 in investible assets) of 0.90% plus the advisory fee portion equal to 1.00% both are consistent with what would be charged on an equity fund. The illustration shows what the savings would be over the course of one year without factoring in additional investments or growth in the overall investment.

How it Works

Investors must place and maintain either:

  1. A minimum of $100,000 per fund (in each account) OR
  2. Aggregate household assets of $250,000

As investors continue to grow and accumulate wealth Gold Label provides opportunity for additional fee savings. 

Fee Schedule¹

Mgmt. fee (%) Further Discounts (%)
Asset Class2 $100K $250K - $500K $500K - $1M $1 - $3M >$3M
Balanced and Asset Allocation  0.85-1.00 0.05 0.10 0.125 0.15
Portfolio Solutions3 0.80-0.90 0.05 0.075 0.125 0.15
Equity (Canadian, U.S., Global) 0.90-1.20 0.05 0.10 0.125 0.15
Fixed Income 0.70-0.75 0.025 0.05 0.075 0.08

1Investor with over $250K invested in the program may pay a blended effective rate.
2Please note that the fund asset classes referenced in this document are determined by AGF Investments Inc. for AGF's Gold Label (Series Q and W) funds.
As such, these may not necessarily align with FundSERV's fund classifications.
3Portfolio Solutions include AGF Elements Portfolios. For up-to-date information, visit AGF.com/Elements

 

AGF Solutions

Canadian Equity
AGF Canadian Large Cap Dividend Fund
AGF Canadian Large Cap Dividend Class
AGF Canadian Stock Fund
AGF Dividend Income Fund

U.S. Equity
AGF American Growth Class
AGF U.S. Sector Class 1
AGF U.S. Small-Mid Cap Fund

Global Equity
AGF Emerging Markets Class
AGF Emerging Markets Fund
AGF Global Dividend Class
AGF Global Dividend Fund
AGF Global Equity Class 2
AGF Global Equity Fund 3
AGF Global Sustainable Growth Equity Fund 4
AGF Precious Metals Fund

Fixed Income
AGF Emerging Markets Bond Fund
AGF Fixed Income Plus Class
AGF Fixed Income Plus Fund 5
AGF Floating Rate Income Fund
AGF Global Bond Fund
AGF Global Convertible Bond Fund
AGF High Yield Bond Fund 6
AGF Total Return Bond Class
AGF Total Return Bond Fund

Balanced / Asset Allocation
AGF Diversified Income Class 7
AGF Diversified Income Fund 8
AGF Flex Asset Allocation Fund
AGF Global Balanced Fund 1
AGF Monthly High Income Fund
AGF Tactical Income Fund
AGF Traditional Income Fund


Managed Solutions
AGF Elements Yield Portfolio 9, 10
AGF Elements Yield Portfolio Class 9, 10
AGF Elements Conservative Portfolio 9, 10
AGF Elements Conservative Portfolio Class 9, 10
AGF Elements Balanced Portfolio 9, 10
AGF Elements Balanced Portfolio Class 9, 10
AGF Elements Growth Portfolio 9, 10
AGF Elements Growth Portfolio Class 9, 10
AGF Elements Global Portfolio  9, 10
AGF Elements Global Portfolio Class  9, 10
AGF Income Focus Fund 9, 12
AGF Equity Income Focus Fund 9 

Disclaimers

FFCM, LLC is a majority-owned subsidiary of AGF Management Limited acquired on November 17, 2015. The remaining ownership is held by FFCM’s management team.

2 AGF International Stock Class and AGF Global Value Class merged into AGF Global Equity Class on May 20, 2016.

3 AGF Global Value Fund merged into AGF Global Equity Fund on May 20, 2016. On April 18, 2008, the Fund changed its investment objective to provide long-term capital growth and invest primarily in shares of companies around the world. The Fund may invest up to 25% of its assets in companies in emerging markets.

4 On August 7, 2007, the Fund changed its investment objective to permit greater foreign-property investments.

5 AGF Canadian Bond Fund and AGF Inflation Plus Bond Fund merged into AGF Fixed Income Plus Fund on May 20, 2016.

6 On April 10, 2012, unitholders approved a change in the investment objective providing the Fund with greater flexibility to invest in high-yield bonds issued or guaranteed by corporations around the world.

On March 31, 2010, shareholders approved a change in the investment objective permitting investments in units of Acuity Diversified Income Fund (now called AGF Diversified Income Fund).

On August 12, 2009, unitholders approved a change in the investment objective increasing the portfolio’s diversification to include high-yielding and dividend-paying securities.

9 For more information regarding the underlying funds, please refer to AGF.com/Funds.

10 For up-to-date information, visit AGF.com/Elements.

11 On April 9, 2014, unitholders/shareholders approved a change in investment objective to provide superior long-term returns by investing primarily in equity mutual funds from around the globe.

12 On April 9, 2014, unitholders approved a change in the investment objective to provide income by investing primarily in fixed-income securities and dividend-paying equity securities.

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.

The All World Tax Advantage Group is a mutual fund corporation that currently offers approximately 20 different classes of securities. In addition to fund diversification by investment style, geography and market capitalization, a key benefit of investing in any of the classes within the group is the possibility of sharing incurred expenses (and losses) of the combined structure potentially offsetting income earnings to minimize chance of a dividend declaration. For a more detailed explanation, please see AGF.com/disclaimers.

In order to invest in and maintain participation in the AGF Gold Label program (Series Q and/or W), a minimum of $100,000 in Series Q and/or W per fund (in each account) or $250,000 in household assets in Series Q and/or W is required. Management fees (for Series Q and W) as well as service fees (for Series Q only) within the AGF Gold Label program will be taken out directly from client accounts. For AGF Gold Label clients, AGF pays the operating expenses, custody and other administration-related costs (except brokerage commissions, counterparty fees, IRC fees or other extraordinary items). Tier level discounts apply only to the dollar amount(s) grouped in each particular tier.