General Disclosures

About AGF Products


Commissions, trailing commissions, management fees and expenses all may be associated with investment fund investments. Please read the prospectus before investing. The indicated rates of return are the historical annual compounded total returns including changes in share or unit value and reinvestment of all dividends or distributions and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any securityholder that would have reduced returns. Investment funds are not guaranteed, their values change frequently and past performance may not be repeated.


The payment of distributions should not be confused with a fund's performance, rate of return or yield. If distributions paid by the fund are greater than the performance of the fund, your original investment with shrink. Distributions paid as a result of capital gains realized by a fund, and income and dividends earned by a fund are taxable in your hands in the year they are paid. Your adjusted cost base will be reduced by the amount of any return of capital. If your adjusted cost base falls below zero, you will have to pay capital gains tax on the amount below zero.

Management Expense Ratio (MER)

AGF may, in its discretion, temporarily waive some or all of the expenses of the Fund, which will result in a reduction in the MER. AGF may cease to offer any such waiver at any time without notice.

Foreign Currency

Investments denominated in foreign currencies are subject to fluctuations in exchange rates, which may have an adverse affect on the value of the investments, sale proceeds, and on dividend or. interest income. Investors may not necessarily recoup the full value of their original investment.

Views and Opinions

The content of this website is for informational purposes only and is prepared by AGF. It is not intended to be relied upon as a forecast, research or investment advice and is not a recommendation, offer or solicitation to buy or sell or any securities or adopt any investment strategy. The views and opinions expressed on the website are based upon information available as at the publication date and are subject to change. The opinions provided are those of the speakers and not necessarily those of AGF, its subsidiaries or any of its affiliated companies. Reliance upon information in this material is at the sole discretion of the reader. The information provided is neither tax nor legal advice and investors are expected to obtain professional investment advice. Any discussion of performance is historical and is not indicative of, nor does it guarantee, future results; there can be no assurance comparable results will be achieved in the future.  


References to specific securities are presented for illustrative purposes only and should not be considered as an indication of how the portfolio of any investment vehicle is or will be invested. It should not be assumed that investments in the securities identified were or will be profitable and should not be considered recommendations by AGF Investments.

Investment Calculator

The performance calculator is intended to assist you in reviewing the performance of the investments you selected over a specific period of time. Calculations or projections, not intended to be used as a sales communication, are for general illustrative purposes only and are not guaranteed to be accurate or complete or to reflect actual future values or returns on any fund described in this Web site. Please use them only as guides or estimates for the specific criteria you requested. Past performance does not guarantee future performance. The rate of return or mathematical table shown is used only to illustrate the effects of the compound growth rate and is not intended to reflect future values of the investment fund or returns on investment in the investment fund.

Simplified Prospectus

Important information about the AGF Group of Funds and AGF Elements Portfolios is contained in the Simplified Prospectus. Obtain a copy from your financial advisor, mutual fund specialist or from AGF Investments through the Resources area of our site. Please read it carefully before investing.

About AGF ETFs

AGF ETFs are ETFs offered by AGF Investments Inc. ETFs are listed and traded on organized Canadian exchanges and may only be bought and sold through licensed dealers.

About AGF Investments

AGF Investments is a group of wholly owned subsidiaries of AGF and includes AGF Investments Inc., AGF Investments America Inc., AGF Investments LLC, and AGF International Advisors Company Limited. The term AGF Investments may refer to one or more of the direct or indirect subsidiaries of AGF or to all of them jointly. This term is used for convenience and does not precisely describe any of the separate companies, each of which manages its own affairs.


AGF logo AGF logo AGF Investments logo AGF Invested in Discipline logo
AGFiQ logo AGFiQ logo AGF Tiger logo AGF Tiger logo
AGF Elements logo AGF Gold Label logo AGF SoundChoices logo
AGF logo 2002 AGF black logo 2002 AGF Group of Funds logo AGF Tiger
AGF What are you doing after work? It takes a tiger

® The “AGF”, “AGF Invested in Disciple” “AGFiQ”, “AGFiQ Quant Investing” logos are registered trademarks of AGF Management Limited and used under licence.

® “AGF Elements”, “Elements”, “AGF Gold Label” “AGF Sound Choices”, “Sound Choices” and “What are you doing after work?” are registered trademarks of AGF Limited and used under licence.


Terms of Use


Information contained on this Web site is believed to be accurate and reliable, however, we cannot guarantee that it is accurate or complete or current at all times. The information provided is subject to change without notice and AGF will not be held liable for inaccuracies in the information presented.

No Solicitation

This communication does not constitute an offer or solicitation by anyone in the United States or in any other jurisdiction in which such an offer or solicitation is not authorized or to any person to whom it is unlawful to make such an offer or solicitation. Prospective investors who are NOT residents in Canada should consult with their advisor to determine whether the funds described in this Web site may be lawfully sold in their jurisdiction.

No Warranties

All information provided on this Web site is provided "as is" without any warranties of any kind and AGF makes no representations and disclaims all express and implied warranties of any kind, including, without limitation, representations, warranties or conditions regarding accuracy, timeliness, completeness, non-infringement, merchantability or fitness for any particular purpose. AGF assumes no responsibility to you or any third party for the consequences of any delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system.

Disclaimer of Liability

AGF is not responsible in any way for any damages (direct, indirect, special, incidental, economic, or consequential, exemplary or punitive) in respect of or in connection with the use or inability to use the Web site, the information, or any action or decision made by you or anyone else in reliance on the Web site or the information, or any unauthorized use or reproduction of the Web site or the information, even if AGF has been advised of the possibility of such damages.

Copyright Policy

The contents of the AGF Web site are protected by applicable copyright laws. No permission is granted to copy, distribute, modify, post, or frame any text, graphics, video audio, software code or user interface design or logos. Unauthorized use or exploitation of such marks and names is strictly prohibited.


Unauthorized downloading, re-transmission, storage in any medium, copying, redistribution, reproduction, or republication for any purpose is strictly prohibited.

Security of Electronic Communications

Email over the Internet is not a secure medium and privacy cannot be assured. Email communication is not confidential, subject to possible interception or loss, and is also subject to possible alteration. AGF is not responsible for and will not be liable to you or anyone else for any harm or damages in connection with an email or text message, containing personal or confidential information sent by you to AGF or an email or text message sent by AGF to you at your request.

Third-Party References

No Endorsements

This website may contain links to third-party websites. The parties who own, maintain or control third-party websites are solely responsible for their content, and AGF assumes no responsibility for such content. Links to third-party websites are provided for convenience only and are not to be construed as an endorsement or recommendation of the products, services, advice or information that may be available on them.


The MSCI information may only be used for your internal use, may not be reproduced or disseminated in any form and may not be used as a basis for or a component of any financial instruments or products or indices. None of the MSCI information is intended to constitute investment advice or a recommendation to make (or refrain from making) any kind of investment decision and may not be relied on as such. Historical data and analysis should not be taken as an indication or guarantee of any future performance analysis, forecast or prediction. The MSCI information is provided on an “as is” basis and the user of this information assumes the entire risk of any use made of this information. MSCI, each of its affiliates and each other person involved in or related to compiling, computing or creating any MSCI information (collectively, the “MSCI Parties”) expressly disclaims all warranties (including, without limitation, any warranties of originality, accuracy, completeness, timeliness, non-infringement, merchantability and fitness for a particular purpose) with respect to this information. Without limiting any of the foregoing, in no event shall any MSCI Party have any liability for any direct, indirect, special, incidental, punitive, consequential (including, without limitation, lost profits) or any other damages.


©2024 Morningstar, Inc. All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results.


"Bloomberg®” is a service mark of Bloomberg Finance L.P. and its affiliates, including Bloomberg Index Services Limited (“BISL”) (collectively, “Bloomberg”) and has been licensed for use for certain purposes by AGF Management Limited and its subsidiaries. Bloomberg is not affiliated with AGF Management Limited or its subsidiaries, and Bloomberg does not approve, endorse, review or recommend any products of AGF Management Limited or its subsidiaries. Bloomberg does not guarantee the timeliness, accurateness, or completeness, of any data or information relating to any products of AGF Management Limited or its subsidiaries.


SEDOL codes come from the London Stock Exchange SEDOL Masterfile TM. All Rights Reserved to the London Stock Exchange.

Unclaimed Property

The British Columbia Unclaimed Property Act, the Alberta Unclaimed Personal Property & Vested Property Act, the Quebec Public Curator Act and the New Brunswick Unclaimed Property Act set out specific responsibilities for the administration of unclaimed property if the last known address of the owner of the property was in British Columbia, Alberta, Quebec or New Brunswick. The legislation is designed to ensure that all reasonable effort is made to return unclaimed property to its owner.

AGF has the following procedures in place with respect to re-uniting owners with unclaimed property.

AGF sells its mutual funds through a distribution network of financial advisors who in turn sell to the public. Therefore, when AGF is trying to reach a client, the distribution network will be utilized.

If an item of mail is returned, AGF will suspend all future mailings, until notified of the new address.

On an annual basis, AGF runs a report of all accounts with an invalid or incomplete address and contacts the financial advisor requesting the updated address.

If you believe you have unclaimed property at AGF, please call 1-800-520-0620.