Preferred Pricing

With AGF Gold Label, qualified investors can access a broad range of AGF investment options, at a lower cost.

 

 

Overview

Qualified investors can access a broad range of AGF investment options, at a lower cost. Investors simply place or maintain a minimum of $100,000 per fund in each account or $250,000 in aggregate when combining household assets from family members residing at the same address into Gold Label Program.

Management fees (for Series Q and W) as well as service fees (for Series Q only) within the AGF Gold Label program will be taken out directly from client accounts and documented in client statements. For AGF Gold Label clients, AGF pays the operating expenses, custody and other administration-related costs (except brokerage commissions, counterparty fees, IRC fees or other extraordinary items.

Benefits

  • Easily accessible - Preferred pricing at low introductory minimums with the ability to qualify through household account aggregation.
  • Greater fee transparency – Fees charged to client accounts*are disclosed on statements.
  • Growth Rewards - Tiered management fees that offer further reductions at $250,000, $500,000, $1 million and $3 million asset levels.
  • Wide Selection - A broad range of investment solutions, including corporate class options, are available across 43 mutual funds and portfolios

How Gold Label can help you grow your assets over the time

Fee Savings with Gold Label after One-Year Based on a $250,000 Investment

For illustrative purposes only. Assumptions: Regular Fund MER is equal to 2.25% based on the average Series A equity fund MER (Source: Morningstar), Gold Label Management fee takes into account the entry level fee ($200,000 in investible assets) of 0.90% plus the advisory fee portion equal to 1.00% both are consistent with what would be charged on an equity fund. The illustration shows what the savings would be over the course of one year without factoring in additional investments or growth in the overall investment.

How it Works

Investors must place and maintain either:

  1. A minimum of $100,000 per fund (in each account) OR
  2. Aggregate household assets of $250,000

As investors continue to grow and accumulate wealth Gold Label provides opportunity for additional fee savings. 

Fee Schedule¹

Mgmt. fee (%) Further Discounts (%)
Asset Class2 $100K $250K - $500K $500K - $1M $1 - $3M >$3M
Balanced and Asset Allocation  0.85 0.05 0.10 0.125 0.15
Portfolio Solutions3 0.80-0.80 0.02-0.05 0.05-0.075 0.07-0.125 0.08-0.15
Equity (Canadian, U.S., Global) 0.90-1.20 0.05 0.10 0.125 0.15
Fixed Income 0.70-0.80 0.025 0.05 0.075 0.08

1Investor with over $250K invested in the program may pay a blended effective rate. Management fees reduced on select funds effective December 11, 2017. See the AGF Gold Label Fee Schedule brochure for more details.
2Please note that the fund asset classes referenced in this document are determined by AGF Investments Inc. for AGF's Gold Label (Series Q and W) funds.
As such, these may not necessarily align with FundSERV's fund classifications.
3Portfolio Solutions include AGF Focus Funds and AGF ElementsTM Portfolios. For up-to-date information, visit AGF.com.