AGF SAF Private Credit Trust
Higher Potential Yields & Added Diversification for Today’s Markets
Private credit is one of the fastest growing categories of alternative investments and investor demand continues to grow1 as investors seek reliable streams of income, diversification and attractive returns.
AGF SAF Private Credit Trust provides access to a differentiated private credit strategy that aims to deliver attractive risk-adjusted returns with low correlation to traditional asset classes by allocating capital through various credit strategies to middle-market companies, primarily within Canada and the U.S. The Trust offers eligible investors:
Income
Private credit offers the potential for higher yields when compared to traditional fixed income
Diversification
When combined with traditional equities and fixed income, private credit may enhance portfolio diversification and improve risk adjusted returns.
Expertise
The SAF Group, a Canadian alternative capital provider, offers institutional quality private credit strategies that are characterized by attractive yields, downside protection and the opportunity for equity upside participation.
Liquidity
Provides eligible investors with greater liquidity when compared to traditional private credit vehicles.
Use this calculator to see how an allocation to private credit may enhance portfolio diversification, reduce volatility and potentially deliver higher risk-adjusted returns.
Purchase Exemptions and Minimum Investment Requirements
The AGF SAF Private Credit Trust (the “Trust”) is generally available to Canadian residents who can meet certain eligibility requirements under one of the following exemptions from the prospectus requirements in order to invest.
- Accredited Investor Exemption: This exemption is available only to “accredited investors” as defined in National Instrument 45-106 – Prospectus Exemption. The minimum initial purchase amount is $10,000.00 (as established by the Manager) under this exemption.
- Minimum Amount Exemption: This exemption is available to investors who are not individuals and who are not residents of Alberta, and the minimum initial purchase amount is $150,000.00.
Eligible investors may invest using the Offering Memorandum exemption (where available) but must do so using the services of a registered dealer or investment advisor. Access to the information in this website must be obtained through the dealer or advisor. Investors should contact their investment dealer or financial advisor for more information regarding these exemptions and their requirements.
If you are an accredited investor and/or can comfortably invest the minimum dollar amount specified, you must confirm that you meet one or more the below criteria to access this site and learn more about the Trust. Registered dealers and investment advisors may also accept and access this site.
Accredited Investors who may access this site are defined in NI 45-106 – s. 2.3 and include:
- a person registered under the securities legislation of a jurisdiction of Canada as an adviser or dealer
- an individual who, either alone or with a spouse, beneficially owns, directly or indirectly, financial assets, having an aggregate realizable value that before taxes, but net of any related liabilities, exceeds $1,000,000
- an individual who beneficially owns financial assets having an aggregate realizable value that, before taxes but net of any related liabilities, exceeds $5,000,000
- an individual whose net income before taxes exceeded $200,000 in each of the two most recent calendar years or whose net income before taxes combined with that of a spouse exceeded $300,000 in each of the two most recent calendar years and who, in either case, reasonably expects to exceed that net income level in the current calendar year
- an individual who, either alone or with a spouse, has net assets of at least $5,000,000
- a person, other than an individual or investment fund, that has net assets of at least $5,000,000 as shown on its most recently prepared financial statements
- a person acting on behalf of a fully managed account managed by that person, if that person is registered or authorized to carry on business as an adviser or the equivalent under the securities legislation of a jurisdiction of Canada or a foreign jurisdiction
- a registered charity under the Income Tax Act (Canada) that, in regard to the trade, has obtained advice from an eligibility advisor, or an advisor registered under the securities legislation of the jurisdiction of the registered charity to give advice on the securities being traded
- a person in respect of which all of the owners of interests, direct, indirect or beneficial, except the voting securities required by law to be owned by directors, are persons that are accredited investors
- a trust established by an accredited investor for the benefit of the accredited investor’s family members of which a majority of the trustees are accredited investors and all of the beneficiaries are the accredited investor’s spouse, a former spouse of the accredited investor or a parent, grandparent, brother, sister, child or grandchild of that accredited investor, of that accredited investor’s spouse or of that accredited investor’s former spouse.
1 Source: 2020 Preqin Global Private Debt Report & Preqin Q3 2020 Private Debt Update.
For Accredited Investors and Investment Advisors Only.
This material is not intended to constitute an offer of units of AGF SAF Private Credit Trust (the “Trust”). The information contained herein is qualified in its entirety by reference to the Offering Memorandum (“OM”) of the Trust and such other documents incorporated by reference therein. Units of the Trust are generally only available to “accredited investors” and "eligible investors" (as defined in NI 45-106) through registered dealers. The OM contains information about the investment objectives and terms and conditions of an investment in the Trust (including fees) and will also contain tax information and risk disclosures that are important to any investment decision regarding the Trust.
An investment in the securities described herein is highly speculative and involves a number of risks that should be considered by a prospective investor. Please see the Trust's OM for a complete listing and description of the risks associated with an investment in the Trust. Prospective investors should consult with their own professional advisors regarding the financial, legal and tax consequences of any investment. The Trust is not intended as a complete investment program. Past performance is not necessarily indicative of any future results.