RRSP Loan Payment Calculator

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LENDING RATES
AGF Trust Consumer Lending Rate (ACLR)	3.00%

NEW RSP LOANS

Contribution Loan	$1,000 + Terms: 1 yr - 2 yr	ACLR + 1.00%
Top-up Loan	$2,500 + Terms: 3 yr - 5 yr	ACLR + 1.75%
Maximizer Loan	$5,000 + Terms: 6 yr - 10 yr	ACLR + 2.75%
ACLR means AGF Trust Consumer Lending Rate. AGF Trust Consumer Lending Rate is variable; therefore, it is subject to change during the life of the loan. Rates may also vary based on client's application details and credit history. Add 1.00% premium for paper applications.

This RRSP Loan payment calculator will estimate a monthly payment of a loan based on the amount, interest rate, term and deferral. Please complete the fields below and click on the Calculate button. An analysis of the data will appear in the Results section at the bottom of the page.

RRSP Loan Assumptions

Amount to borrow:	$
Interest Rate:		%
Term (months):
Loan Payment Deferral (days): *



Results

Monthly Payment:	$
Cost of borrowing:	$

Number of payments:

* Note: 30 days deferral is equivalent to 0

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