Risk management is critical to achieving investor goals.
Source: Morningstar Direct. Price Return start as of January 1, 2007 and Total Return results to September 30, 2014.
The more you lose, the more you need to make up. Avoiding the worst down days is meaningfully more beneficial (in terms of returns) than the penalty that comes from missing the best up days.
Source: Morningstar Direct.
The illustration depicts the effect on performance of being out of the S&P 500 Index on the days of the Index’s worst performance. It is based on all of the trading days between October 1, 1994
to September 30, 2014. Past performance is no indication of future results and is not indicative of Fund results.
AGF U.S. Sector Class1 was designed to meet the real needs of investors by employing risk-control strategies in down markets while still participating in up markets. The Fund:
*For illustrative purposes only. Model response may vary.
For more on this Fund and other solutions that can help preserve on the downside please check out www.agf.com/rethinkrisk.
The Fund is designed to participate in rising markets while placing an emphasis on minimizing drawdown and preserving capital during market declines. It can revert to 100% cash when signals are 'fully' bearish.
FFCM's multi-factor model ranks sector attractiveness based on valuation, momentum and capitalization. Highstreet combines FFCM's sector signals and weights with a proprietary quantitative cash allocation framework to identify true underlying risks.
|DATE||$ CLOSE||PREV. $ CLOSE||$ CHANGE||YTD % CHANGE|
|AS OF FEB 11, 2016||12.50||12.59||-0.09||-4.9|
|FUND||1 MO.||3 MO.||6 MO.||YTD||1 YR.||2 YR.||3 YR.||5 YR.||10 YR.||PSD^|
|SPDR Barclays 1-3 Month T-Bill ETF||50.4%|
|Technology Select Sector SPDR ETF||12.8%|
|Industrial Select Sector SPDR ETF||7.6%|
|Health Care Select Sector SPDR ETF||7.1%|
|Financial Select Sector SPDR ETF||4.8%|
|Consumer Discretionary Select Sector SPDR ETF||4.8%|
|Utilities Select Sector SPDR ETF||4.7%|
|Consumer Staples Select Sector SPDR ETF||3.6%|
|Materials Select Sector SPDR ETF||2.6%|
|Energy Select Sector SPDR Fund||0.5%|
|Cash & Cash Equivalents||51.4%|
|INVESTED AUGUST 31, 2013|
|Cash & Cash Equivalents||51.4%|
|Fund type:||U.S. equity|
|Fund start date:||August 8, 2013|
|Performance start date:||August 19, 2013|
|Total net assets:||$582.0 million|
These firms act solely as portfolio advisors to the Fund. A portfolio advisor provides the Fund with investment research and recommendations. They do not make investment decisions on behalf of the Fund. The Fund was renamed from AGF U.S. AlphaSector Class, effective August 31, 2015. Highstreet Asset Management and FFCM, LLC added as portfolio advisors to AGF U.S. Sector Class, effective August 31, 2015. The Fund's MER shall not exceed 2.65% on an after-tax basis, effective August 19, 2013. FFCM, LLC is a majority-owned subsidiary of AGF Management Limited acquired on November 17, 2015. The remaining ownership is held by FFCM's management team.
¿NOTE: For investment purposes, the Fund combines Telecommunication Services and Information Technology into one holding: Technology Select Sector SPDR. This holding is listed as Information Technology in the Sector Allocation table.
Please refer to AGF.com for distribution information. ˜MER as of September 30, 2015. ¹ The distribution is not guaranteed, may be adjusted from time to time at the discretion of the fund manager and may vary from payment to payment. Amount shown, if any, is the most recent distribution amount. ¤ Cash is not included. Note: numbers may not add up to 100% because of rounding.
The information contained in this fund profile is designed to provide you with general information related to investment alternatives and strategies and is not intended to be comprehensive investment advice applicable to the circumstances of the individual. We strongly recommend you to consult with a financial advisor prior to making any investment decisions. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. The indicated rates of return are the historical annual compounded total returns including changes in share and/or unit value and reinvestment of all dividends and/or distributions and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any securityholder that would have reduced returns. Mutual funds are not guaranteed; their values change frequently and past performance may not be repeated. The payment of distributions should not be confused with a fund's performance, rate of return or yield. If distributions paid by the fund are greater than the performance of the fund, your original investment will shrink. Distributions paid as a result of capital gains realized by a fund, and income and dividends earned by a fund, are taxable in your hands in the year they are paid. Your adjusted cost base will be reduced by the amount of any returns of capital. If your adjusted cost base falls below zero, you will have to pay capital gains tax on the amount below zero. The performance of a Fund may have been different had events such as mergers, portfolio manager changes and investment objective changes not taken place.