•   Salaried - Letter of employment (should state start date, position and wage) and current pay stub
• Overtime, bonus income - Must be confirmed for a minimum of two years by way of T4s or Notice of Assessment and current pay stub
• Commission - Letter of employment and T4s from the last three years
• Self-employed - T1 Generals and financial statements for the company from the past three years and Notices of Assessment
  

 For Purchases Specifically

• Agreement of Purchase
• MLS Listing

• Complete copy including all schedules, executed by all parties
  

 For Refinances/Assignments Specifically

• Agreement of Deed
• Mortgage statement(s) from present mortgagee(s)
  

• Complete copy including all schedules, executed by all parties 
  

 Verification of Down Payment (if applicable)

• For mortgage insured
• Must be your own, non-borrowed resources or a non-repayable gift from immediate family member

• Copy of bank statement showing a minimum of three months' history, copy of GICs, CDs, RSPs, etc. 
• Gift letter and evidence that the funds are in the purchasers account (AGF Trust to provide a copy of a standard gift letter)
• Evidence of equity from sale of existing property 

 Credit History Documentation (if applicable) 

• If previous credit problems (including bankruptcy)

•   Copy of absolute discharge and explanation regarding circumstances