With an AGF Trust Margin Loan you can borrow up to twice the amount you bring forward in pledge assets.

• AGF Trust will lend up to $2 for each $1 of pledged non-registered mutual fund units, segregated fund units or cash assets
• Maximum loan-to-value ratio at inception of the loan is 67%
• Margin call at 85% loan-to-value
• Margin call is net of deferred sales charge

• Pledge of security required
• No specific term for the loan
• $10,000 minimum loan amount
• Intermediary Account option available¹

• Interest-only payments
• Competitive interest rates
• No maximum loan amounts
• Loans fully open to prepayment and payout at any time

• Only non-registered accounts are eligible
• Initial pledge can be either cash or existing eligible non-registered mutual fund units
• Security for the loan is comprised of the mutual funds or segregated funds purchased with the loan proceeds plus the initial pledge

Eligible Fund Families

Minimum Interest-only

• Monthly payments are set at a fixed amount when the loan is granted and are payable on the 20^th of each month
• The payment amount will be reviewed and adjusted annually or as market conditions warrant
• Payment of principal is at your discretion

Margin Loan Rates >>

• No fee to set up a loan
• $45 fee for:
  • Changes to loan terms after loan acceptance
  • Any returned payments
• No annual Intermediary Account fee

For more information contact your investment advisor.

¹ The AGF Intermediary Account option is provided by Canadian Western Trust Company (CWT). Please visit http://www.cwt.ca/ for more information.