With an AGF Trust "Up To 3 for 1" No Margin Loan you can borrow up to three times the amount you bring forward in pledged assets without the fear of a margin call.

• AGF Trust will lend up to $3 for each $1 of pledged non-registered mutual fund or segregated fund units
• Maximum loan-to-value ratio at inception of loan is 75%

• No margin calls
• Pledge of security required
• $10,000 minimum loan amount
• Intermediary Account option available¹

• Competitive interest rates
• No maximum loan amounts
• Monthly payments of interest only
• Loans fully open to prepayment and payout at any time

• Only non-registered accounts are eligible
• The investments purchased with the loan proceeds constitute security for the loan
• Security for the loan is comprised of the mutual funds or segregated funds purchased with the loan proceeds plus the initial pledge

Eligible Fund Families

"Up To 3 for 1" No Margin Loan Rates

• No fee to set up a loan
• $45 charge for:
  • changes to loan terms after loan acceptance
  • any returned payments
• No annual Intermediary Account fee

For more information contact your investment advisor.

¹ The AGF Intermediary Account option is provided by Canadian Western Trust Company (CWT). Please visit www.cwt.ca for more information.