Lending Rates

AGF.com

AGF TRUST PRIME LENDING RATE
AGF Trust's Current Rate	4.75%

RSP LOANS

		PROCEEDS
		AGF FUNDS & CWT SDRSP	MULTI-FUND
Contribution Loan	$1,000 + Terms: 1 yr - 2 yr	Prime - 1.00%	Prime
Top-up Loan	$2,500 + Terms: 3 yr - 5 yr	Prime + 1.00%	Prime + 1.50%
Maximizer Loan	$5,000 + Terms: 6 yr - 10 yr	Prime + 2.50%	Prime + 2.50%

The AGF Prime Rate is variable. Therefore, it is subject to change during the life of the loan. Rates may also vary based on your client's application details and credit history. Add 1.00% premium for paper applications.

RESP LOANS

		PROCEEDS
		AGF FUNDS RESP LOAN	MULTI-FUND LOAN
Contribution Loan	$1,000 + Terms: 1 yr - 2 yr	Prime - 1.00%	Not Available
Top-up Loan	$2,500 + Terms: 3 yr - 5 yr	Prime + 1.00%	Not Available
Maximizer Loan	$5,000 + Terms: 6 yr - 10 yr	Prime + 2.50%	Not Available

The AGF Prime Rate is variable. Therefore, it is subject to change during the life of the loan. Rates may also vary based on your client's application details and credit history. Add 1.00% premium for paper applications.

INVESTMENT LOANS - NO MARGIN LOAN

PRINCIPAL AND INTEREST, INTEREST-ONLY AND SIP TO AGF RSP PAYMENT OPTIONS
	AGF FUNDS - CLIENT NAME and AGF INTERMEDIARY ACCOUNTS	MULTI-FUND - AGF INTERMEDIARY ACCOUNTS	MULTI-FUND - CLIENT NAME ACCOUNTS
$10,000 - $249,999	Prime + 0.75%	Prime + 1.25% - New	Prime + 1.50% - New
$250,000+	Prime + 0.75%	Prime + 1.00% - New	Prime + 1.25% - New

SIP PAYMENT OPTION
	AGF FUNDS - CLIENT NAME and AGF INTERMEDIARY ACCOUNTS	MULTI-FUND - AGF INTERMEDIARY ACCOUNTS	MULTI-FUND - CLIENT NAME ACCOUNTS
$10,000 - $249,999	Prime + 0.75%	Prime + 1.00%	Prime + 1.25%
$250,000+	Prime + 0.75%	Prime + 0.75%	Prime + 1.00%
The AGF Trust prime interest rate is variable; therefore, it is subject to change during the life of the loan. Rates may also vary based on client’s application details and credit history. The rates above include a discount for Internet applications. For paper/fax applications, add 0.50% to the rates specified above. The AGF Intermediary Account option is provided by Canadian Western Trust Company (CWT). Please visit cwt.ca for more information.

INVESTMENT LOANS - "3 FOR 1" NO MARGIN LOAN

PRINCIPAL AND INTEREST AND INTEREST-ONLY PAYMENT OPTIONS
	AGF FUNDS - CLIENT NAME AND AGF INTERMEDIARY ACCOUNTS	MULTI-FUND - AGF INTERMEDIARY ACCOUNTS	MULTI-FUND - CLIENT NAME ACCOUNTS
$10,000 - $249,999	Prime + 0.50%	Prime + 1.00%	Prime + 1.25%
$250,000+	Prime + 0.50%	Prime + 0.75%	Prime + 1.00%
The AGF Trust prime interest rate is variable; therefore, it is subject to change during the life of the loan. Rates may also vary based on client’s application details and credit history. The rates above include a discount for Internet applications. For paper/fax applications, add 0.50% to the rates specified above. The AGF Intermediary Account option is provided by Canadian Western Trust Company (CWT). Please visit cwt.ca for more information.

INVESTMENT LOANS - MARGIN LOAN

INTEREST-ONLY PAYMENT OPTION
	AGF FUNDS - CLIENT NAME and AGF INTERMEDIARY ACCOUNTS	MULTI-FUND - AGF INTERMEDIARY ACCOUNTS	MULTI-FUND - CLIENT NAME ACCOUNTS
$10,000 - $99,999	Prime + 0.75%	Prime + 1.00%	Prime + 1.25%
$100,000 - $249,999	Prime + 0.50%	Prime + 0.75%	Prime + 1.00%
$250,000+	Prime	Prime + 0.25%	Prime + 0.50%
The AGF Trust prime interest rate is variable; therefore, it is subject to change during the life of the loan. Rates may also vary based on client’s application details and credit history. The rates above include a discount for Internet applications. For paper/fax applications, add 0.50% to the rates specified above. The AGF Intermediary Account option is provided by Canadian Western Trust Company (CWT). Please visit cwt.ca for more information.

INVESTMENT LOANS - RSP MATCH NO MARGIN LOAN

INTEREST-ONLY PAYMENT OPTION
	AGF FUNDS LOAN - CLIENT NAME & AGF INTERMEDIARY ACCOUNTS	MULTI-FUND LOAN - AGF INTERMEDIARY ACCOUNTS	MULTI-FUND LOAN - CLIENT NAME ACCOUNTS
$10,000 - $249,999	Prime + 0.75%	Prime + 1.25%	Prime + 1.50%
$250,000+	Prime + 0.50%	Prime + 1.00%	Prime + 1.25%
The AGF Trust prime interest rate is variable; therefore, it is subject to change during the life of the loan. Rates may also vary based on client’s application details and credit history. The rates above include a discount for Internet applications. For paper/fax applications, add 0.50% to the rates specified above. The AGF Intermediary Account option is provided by Canadian Western Trust Company (CWT). Please visit cwt.ca for more information.

PURCHASE LOANS

		PROCEEDS
		AGF FUNDS LOAN
Purchase Loan	$1,000 + Terms: 1 yr - 2 yr	Prime - 1.00%

The AGF Prime Rate is variable. Therefore, it is subject to change during the life of the loan. Rates may also vary based on your client's application details and credit history. Add 1.00% premium for paper applications.

MORTGAGES

	TERMS
	6 MOS.	1 YR.	2 YR.	3 YR.	4 YR.	5 YR.
AGF Trust's Current Rates Interest Rates (First Mtg)	7.10%	6.95%	6.99%	6.99%	6.99%	7.15%

FINANCE LOANS
Finance Loan Base Rate	10.99%