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Loan & Mortgage Rates
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AGF TRUST PRIME LENDING RATE
AGF Trust's Current Rate3.50%
RSP LOANS
   
Contribution Loan$1,000 + Terms: 1 yr - 2 yrAGF Prime + 1.00%
Top-up Loan$2,500 + Terms: 3 yr - 5 yrAGF Prime + 1.75%
Maximizer Loan$5,000 + Terms: 6 yr - 10 yrAGF Prime + 2.75%

AGF Prime means the AGF Trust Prime Lending Rate.  AGF Prime Lending Rate is variable; therefore, it is subject to change during the life of the loan. Rates may also vary based on client’s application details and credit history. 

Add 1.00% premium for paper applications.

RESP LOANS
   
Contribution Loan$1,000 + Terms: 1 yr - 2 yrAGF Prime + 1.00%
Top-up Loan$2,500 + Terms: 3 yr - 5 yrAGF Prime + 1.75%
Maximizer Loan$5,000 + Terms: 6 yr - 10 yrAGF Prime + 2.75%

AGF Prime means the AGF Trust Prime Lending Rate.  AGF Prime Lending Rate is variable; therefore, it is subject to change during the life of the loan. Rates may also vary based on client’s application details and credit history. 

Add 1.00% premium for paper applications.

INVESTMENT LOANS - "UP TO 3 FOR 1" NO MARGIN LOAN
PRINCIPAL AND INTEREST AND INTEREST-ONLY PAYMENT OPTIONS
 AGF FUNDS - CLIENT NAME AND AGF INTERMEDIARY ACCOUNTSMULTI-FUND -
AGF INTERMEDIARY ACCOUNTS
MULTI-FUND -
CLIENT NAME ACCOUNTS
$10,000 - $249,999AGF Prime + 0.50%AGF Prime + 1.00%AGF Prime + 1.25%
$250,000+AGF Prime + 0.50%AGF Prime + 0.75%AGF Prime + 1.00%

AGF Trust Prime Lending Rate is variable; therefore, it is subject to change during the life of the loan. Rates may also vary based on client’s application details and credit history. The rates above include a discount for Internet applications.

For paper/fax applications, add 0.50% to the rates specified above.

The AGF Intermediary Account option is provided by Canadian Western Trust Company (CWT). Please visit cwt.ca for more information.

INVESTMENT LOANS - MARGIN LOAN
INTEREST-ONLY PAYMENT OPTION
 AGF FUNDS - CLIENT NAME and AGF INTERMEDIARY ACCOUNTSMULTI-FUND -
AGF INTERMEDIARY ACCOUNTS
MULTI-FUND -
CLIENT NAME ACCOUNTS
$10,000 - $99,999AGF Prime + 0.75%AGF Prime + 1.00%AGF Prime + 1.25%
$100,000 - $249,999AGF Prime + 0.50%AGF Prime + 0.75%AGF Prime + 1.00%
$250,000+AGF PrimeAGF Prime + 0.25%AGF Prime + 0.50%

AGF Trust Prime Lending Rate is variable; therefore, it is subject to change during the life of the loan. Rates may also vary based on client’s application details and credit history. The rates above include a discount for Internet applications.

For paper/fax applications, add 0.50% to the rates specified above.

The AGF Intermediary Account option is provided by Canadian Western Trust Company (CWT). Please visit cwt.ca for more information.

MORTGAGES
 TERMS
1 YR.2 YR.3 YR.4 YR.5 YR.10 YR.*25 YR.*
AGF Trust Posted First Mortgage Rates4.05%3.55%4.15%5.04%5.39%6.60%8.25%

*Not all terms are available for all programs.