General Disclaimers

Past performance does not guarantee future performance. Any indicated rates of return are historical returns, calculated as indicated. We do not guarantee any specific returns or performance on any of the products and services referred to on our website.

The information contained on this website does not constitute an offer or solicitation by anyone in any jurisdiction in which such an offer or solicitation is not authorized or to any person to whom it is unlawful to make such an offer or solicitation. Prospective clients are responsible for determining whether any products and services referred to on this website may be lawfully sold in their jurisdiction.

The information contained on this website is subject to change without notice and the AGF Investments America Inc. organization will not be held liable for inaccuracies in the information presented. The information on this website is not intended to provide advice including, without limitation, investment, financial, legal, accounting or tax.

Unauthorized downloading, re-transmission, storage in any medium, copying, redistribution, reproduction or republication for any purpose of any information contained on this website is strictly prohibited.

Terms of Use

By accessing and using this website you agree to the Terms of Use , which may be modified by us from time to time without notice. Every time you access this website you will be deemed to have read and affirmatively agree to the Terms of Use and any changes to them.

Security

Messages sent by email may not be secure and we recommend you do not send confidential information to us by email or text message. Should you choose to do so, however, you do so at your own risk with the knowledge that a third party may intercept the information and we do not accept any responsibility for the security or integrity of such information.

Limitation of Liability

The content on this website is directed to U.S. institutions and must not be acted upon by persons in jurisdictions not authorized or permitted to utilize the services of AGF Investments America Inc. The information is intended for information purposes only and does not constitute specific advice, offers to sell or solicitation for any products or services referred to herein. Products and services referred to herein may not be authorized or their offering may be restricted in your jurisdiction.

We make no representation that the website will be uninterrupted or error free, that defects will be corrected or that the website or service that makes it available is free of viruses and other harmful components. Similarly we are not responsible for the impact to you from external internet sites that link to or are accessible from this website.

Any references to third parties are not endorsements or approval of their products or services. Linking to another website is at your sole risk.

Data Source Acknowledgement and Disclaimer

The MSCI information may only be used for your internal use, may not be reproduced or re-disseminated in any form and may not be used as a basis for or a component of any financial instruments or products or indices. None of the MSCI information is intended to constitute investment advice or a recommendation to make (or refrain from making) any kind of investment decision and may not be relied on as such. Historical data and analysis should not be taken as an indication or guarantee of any future performance analysis, forecast or prediction. The MSCI information is provided on an "as is" basis and the user of this information assumes the entire risk of any use made of this information. MSCI, each of its affiliates and each other person involved in or related to compiling, computing or creating any MSCI information (collectively, the "MSCI Parties") expressly disclaims all warranties (including, without limitation, any warranties of originality, accuracy, completeness, timeliness, non-infringement, merchantability and fitness for a particular purpose) with respect to this information. Without limiting any of the foregoing, in no event shall any MSCI Party have any liability for any direct, indirect, special, incidental, punitive, consequential (including, without limitation, lost profits) or any other damages. (www.msci.com)